- Question ID
-
2022_6341
- Legal act
- Regulation (EU) No 575/2013 (CRR)
- Topic
- Liquidity risk
- Article
-
460
- Paragraph
-
1
- COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
- Delegated Regulation (EU) 2015/61 - DR with regard to liquidity coverage requirement
- Article/Paragraph
-
32(3)(d)
- Type of submitter
-
Competent authority
- Subject matter
-
LCR treatment of deposits placed with other credit institutions
- Question
-
What is the LCR treatment of deposits placed with other credit institutions where the depositing credit institution neither reconciles with the deposit-receiving institution nor further examines the nature of the deposit?
- Background on the question
-
In the context of deposits placed at other credit institutions, a credit institution does not have a methodology in place to investigate if the credit institution that is owing those monies treats them as operational deposits. Instead the depositing credit institution automatically applies the treatment provided for non-operational interbank deposits, i.e. inflow rate of 100% pursuant to Article 32(2) of Delegated Regulation (EU) 2015/61 (as amended by Delegated Regulation (EU) 2018/1620).
- Submission date
- Rejected publishing date
-
- Rationale for rejection
-
This question has been rejected because the issue it deals with is already explained or addressed in Article 32 of Delegated Regulation (EU) 2015/61 (as amended by Delegated Regulation (EU) 2018/1620). For further information on the purpose of this tool and on how to submit questions, please see 'Additional background and guidance for asking questions'.
- Status
-
Rejected question
